Application Deadline:

01/05/2025

Address:

1625 W. Fountainhead Parkway

Job Family Group:

Data Analytics & Reporting

Relocation to Tempe Arizona or Chicago, Illinois is required for this role. This role requires two days a week in office work in our Tempe, Arizona or Chicago, Illinois office.

The Data Scientist / Portfolio Risk Manager provides analysis, monitors the performance and develops portfolio credit recommendations on consumer loan portfolios to manage risk taking, improve profitability and ensure the bank’s lending activities adhering to Retail Credit policies and Risk Appetite target.  This role leverages the use of statistical tools, quantitative modeling techniques and other business methodologies to mine data and support credit policy and strategy recommendations. The position is responsible for contributing to key risk management related business processes such as credit performance monitoring, retail risk policy/strategy development, credit loss reserving, loss forecasting and business planning. This role is also responsible for ADHOC analysis including due diligence for potential portfolio or retail lending business acquisitions.

Loss forecasting and performance monitoring (40%)

• Develop, enhance loss forecasting framework. Maintain efficient reporting process to communicate forecast and underlying drivers to senior management. Liaison with collections/ finance to facilitate accurate assessment and reporting of loss/allowance.
• Conduct portfolio analyses, including monitoring and reporting credit performances of specific consumer loan portfolios, exploring and discovering root causes of changing credit profile and credit performances, identifying performan...